Our attitudes and relationship with money have a significant effect on our overall health. President Heber J. Grant said, "If there is any one thing that will bring peace and contentment into the human heart, and into the family, it is to live within our means. And if there is any one thing that is grinding and discouraging and disheartening, it is to have debts and obligations that one cannot meet."

Elder Marvin J. Ashton said that "proper money management and living within ones means are essential in today's world if we are to live abundantly and happily." He discusses some key points to staying financially well. These include learning to manage money before it manages you, learning to use self-discipline and self-restraint in money matters, and using a budget to get out of debt and stay out of debt. It is also important to teach your children how to manage money and avoid debt while they are young. Remember what President N. Eldon Tanner says about money as you strive for financial wellness: "It is not the amount of money an individual earns that brings peace of mind; it is having control of his money."